Stop Smoking and Save Calculator

Once a smoker always a smoker, I say, even if you gave up 10 years or more ago. But to help you postpone the next smoke for another decade , work out how much you are currently saving. Or perhaps for those who have yet to give up smoking, work out how much you could save.

The default investment return is 10.5% (the 70 year average for the S&P 500). You can increase the return up to 50% if you like, just for fun.

Cigarette Price per Pack: $
Packs Smoked Per Day:
Smoking Days per year
Years to Calculate
Investment Yield: %

Yield must be between 4 and 50 % with default of 10.5%

YearStarting BalanceEarningsNon-Smoking Savings Ending Balance
1 0.00 0.00 875.00 875.00
2 875.00 91.88 875.00 1841.88
3 1841.88 193.40 875.00 2910.27
4 2910.27 305.58 875.00 4090.85
5 4090.85 429.54 875.00 5395.39
6 5395.39 566.52 875.00 6836.91
7 6836.91 717.88 875.00 8429.78
8 8429.78 885.13 875.00 10189.91
9 10189.91 1069.94 875.00 12134.85
10 12134.85 1274.16 875.00 14284.01
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